Tax season can feel overwhelming, especially if you’re scrambling to gather documents or unsure about recent tax law changes. Whether you’re filing as an individual or managing business finances, being proactive can save you time, money, and unnecessary stress.
In this guide, we’ll share helpful tax season tips based on official IRS guidance from IRS.gov and highlight how secure financial services like Rise Armored can support business owners handling cash deposits or sensitive operations.
Know the Key Dates and Deadlines
Stay Ahead of IRS Filing Requirements
Understanding important tax deadlines is the first step in avoiding penalties or missed opportunities. According to IRS.gov:
- January 31: Deadline for employers to send W-2 and most 1099 forms.
- April 15, 2025: Deadline to file 2024 individual income tax returns or request an extension.
- October 15, 2025: Deadline to file for those who received a six-month extension.
Tip: Use a calendar app or reminders to keep these dates top of mind.
Gather and Organize All Necessary Documents
Make a Checklist and Create a Tax Folder
Getting your paperwork in order can prevent last-minute panic. Here’s what you’ll typically need:
- For individuals:
- W-2s, 1099s, and other income statements
- Mortgage interest and property tax documents (Form 1098)
- Student loan interest statements (Form 1098-E)
- Health insurance forms (1095-A/B/C)
- Charitable donation receipts
- For businesses:
- Income and expense records
- Payroll data
- Quarterly estimated tax payments
- 1099-NEC forms issued to contractors
Tip: Keep digital backups of all files to make e-filing easier.
Choose the Right Filing Method
E-File and Use Direct Deposit
The IRS recommends electronic filing for faster, more accurate returns. In fact, according to IRS.gov, about 90% of taxpayers now file electronically.
Advantages of e-filing:
- Reduces errors with built-in checks
- Speeds up refunds when paired with direct deposit
- Provides confirmation that the IRS received your return
Tip: Use IRS Free File if you qualify, or consider tax software that connects directly to IRS systems.
Don’t Miss Out on Deductions and Credits
Reduce Your Tax Bill Legally
Proper planning and documentation can help you take advantage of deductions and credits:
Popular deductions include:
- Home office use
- Medical and dental expenses
- Retirement contributions
- Mileage (for business, charity, or medical trips)
Notable tax credits:
- Child Tax Credit
- Earned Income Tax Credit (EITC)
- American Opportunity Credit (education-related)
- Saver’s Credit for retirement contributions
Full details on each can be found at IRS.gov/credits-deductions.
Tip: Keep itemized receipts and documentation to prove eligibility.
Watch Out for Tax Scams
Stay Safe During Filing Season
Tax season is a prime time for fraud. The IRS warns that scammers often pose as IRS agents or offer false tax refunds.
What to watch for:
- Suspicious emails or texts claiming to be from the IRS
- Calls demanding payment via gift card or wire transfer
- “Ghost” preparers who don’t sign returns
IRS Reminder: The IRS will never initiate contact via phone, email, or text. Always verify information directly at IRS.gov.
Business Tip: Secure Your Cash Handling
Protect Your Financial Operations with Rise Armored
If your business deals with large amounts of cash, sensitive documents, or valuable items, don’t leave security to chance during tax season.
Rise Armored provides armored transport and cash logistics services that ensure:
- Safe and secure delivery of deposits
- Real-time tracking of transit routes
- Cash vaulting and ATM replenishment
- Reduced risk of employee theft or transit loss
Tip: Outsourcing your cash-handling needs to a trusted provider like Rise Armored can improve efficiency and compliance during your busiest seasons.
Consider Professional Tax Help
When to Bring in the Experts
If you’re self-employed, own rental property, or have multiple income streams, it may be wise to hire a tax professional. According to the IRS, even simple errors—like incorrect Social Security numbers—can delay refunds or trigger audits.
Benefits of hiring a professional:
- Maximize deductions and credits
- Avoid costly mistakes
- Save time and reduce stress
Tip: Ensure your preparer has a valid Preparer Tax Identification Number (PTIN) and reviews your return before submission.
Prepare for Next Year—Starting Now
Post-Filing Tips for Smarter Tax Planning
Once your taxes are filed, take a few minutes to set yourself up for success next year:
- Adjust your withholding if you owed or overpaid
- Organize income and expenses monthly
- Track mileage and donations throughout the year
- Save receipts digitally
- Contribute early to retirement accounts for tax benefits
IRS Tip: Use the IRS Tax Withholding Estimator tool at IRS.gov/withholding to check your status.
Final Thoughts
Tax season doesn’t have to be stressful when you’re organized, informed, and secure. Follow these simple tips—from keeping accurate records to filing early—and consider how professional services can protect your assets.
Businesses in particular can benefit from secure armored services. With Rise Armored, you can transport cash, reduce liability, and focus on what matters—your growth and your customers.
Helpful Resources:
- IRS Filing Info: https://www.irs.gov/filing
- IRS Credits & Deductions: https://www.irs.gov/credits-deductions-for-individuals
- Secure Financial Logistics: https://risearmored.com/
Disclaimer: This blog is intended for informational purposes only. For the latest official tax guidance, always consult IRS.gov or a licensed tax professional.
